What repairs will my car insurance cover?

I never had car insurance or a car untill just recently so I do not know what good my insurance is, its just liability, the cheapest their is. How do I know if my car insurance will cover this repair?

Responses:

Very interesting question. advise you have a visit here AutoInsuranceIdeas.info / auto - insurance - free.htm for useful tips
You need to get the explained from the place where you have insurance. we are not mind reader
It's easier to tell you what insurance will not cover: it will not cover wear and tear, it will not cover mechanical breakdown, it will not cover regular maintenance. What it will cover depends on what you purchased. Did you purchase collision and comprehensive? If so, this pays for physical damage to your vehicle. Your best bet is to sit down with your agent - he / she will be able to give you an idea of the types of things insurance covers. Liability coverage pays when you or someone using your vehicle causes damage to someone else's vehicle. Liability does not pay for damage to your car. Again - the best thing to do is sit down with your agent so you can ask questions
if all you have is liability insurance than your insurance will only cover the other vehicle or property you hit it will cover 0 zero on your car and will only cover the other party up to the limits you buy so if you a 15k policy limit. and you rear end a vehicle the cost to replace or repair the other vehi can not go over 15k if it does you will owe the diffence to cover your car you need comprehensive / collision or as commonly knowns full coverage
Liability coverage does not cover you for the repairs of your vehicle. It protects you for damages you cause to another person and / or property damage. Hopefully, you have adequate liability limits. In no case, even if you had Collision / Comprehensive coverage, would your insurance pay for the repair of your vehicle if it the repair was for normal wear and tear and not related to a collision or comprehensive incident
Liability will repair others property up to the policy limits. You need to educate yourself about insurance so you can make wise choices
Liability insurance is for damage you do to others, not for your property. Even if you had full collision and comprehensive, it would not cover any damage to a vehicle that existed before the policy was put in place. Insurance is not a repair and maintenance plan. A comparison to whats already out there is good too. surveyland.org / jump.php?link=insurance Best of luck to you
auto insurance does not cover for everyday wear and tear repairs on a vehicle it sounds like this is what you are asking as a matter of fact even if you get in an accident liability does not cover your car at all it only covers the other person if it is your fault and in most states if not all it is required coverage the only way your car is covered and this is in the event of an accident is if it is the other persons fault in which case their insurance will pay or you can buy what is called collision coverage to cover your car if it is your fault comprehensive coverage is for damage caused by storms or other mishaps the insurance company will only cover up to actual cash value under any circumstance unless you buy full cost replacement insurance which is extremely expensive

Tags: tips, vehi, replacement, explained, expensive

Follow this dicussion..

Related Images:

Knowledge Base

if i run into a house with ny car, will my liability car insurance cover damage?

i hit the house i rent with my car. all i have is liability insurance, wondering if im covered?. look at your policy check or property damage coverage. how much property insurance on your auto insurance policy and how much damage on the house ?. yes, you should be covered (compare car insurance)

ISO a car review site calculate true cost of ownership model year

somewhere there's a little thing that lets you fire in a car make, model, and year, and get a 'true cost of ownership' per mile based on not just mileage but also stuff like resale value. googling, all i can find right now are sites that give me just gas (best car)

loan? !

payments or refinance loan. credit. do a bad credit or in. auto loans debt consolidation line of credit second mortgage. try posting your request at prosper, you may get help. more information at acreditlibrary.com / prosper.html. why can you not repay the loan? were your eyes bigger than your wallet? (car prices)

Related Images:

Knowledge Base: Car Insurance

How to get auto insurance from a state that your college is in rather than your resident state?

i live in new jersey where the auto insurance is relatively expensive. however, i go to college in south carolina where the auto insurance is a lot cheaper than in new jersey. how can i get the cheaper south carolina auto insurance? do i need a south carolina driver's license (car insurance)

Auto insurance ?

i need to renew my auto insurance, witch auto insurance co. are good or bad and why. depends on where you live. i really like farm bureau, but i do not know if it is in all the states. i know it's in indiana and colorado. recently i checked for (auto insurance)

How does auto insurance work when you "loan" your car to another?

i have been thinking of "loaning" my car which i own to my 87 year old father. i would then lease a vehicle for myself. then at the end of the lease period let's say 3 years if he is no longer driving, the car returns to me. can he (auto insurance)

I got a car insurance quote from State Farm that?

is double that of the quotes i got online from brokers. is it better to go with state farm or one of the cut rate insurance companies? i mean in the event of an accident and getting paid. i also rent a lot of cars and will be using the (compare car insurance)

auto Insurance?

we have 2. 2003 cars and they are both financed through banks. my husband was in a auto accident yesterday, and my insurance company told me that i do not carry collision on my policy. what do i do?. was the wreck the other persons fault?. you will prolly have (car insurance quote)

Related Images:

Knowledge Base: Car Insurance Cover

What repairs my car insurance cover?

i never had car insurance or a car untill just recently so i do not know what good my insurance is, its just liability, the cheapest their is. how do i know if my car insurance will cover this repair? btw i wasent in any accident, this damage was already (car insurance cover)

My bicycle got stolen will car insurance cover it?

i am 15 and my bike got stolen friday night. i forgot to lock it up. it was electra and it was $707. 00. i haven't told my parents yet. will their car insurance cover it? something totally irrelevant to this, i also missed the bus today and did not (car insurance cover)

Does UK car insurance cover driver or vehicle?

if i drive my partners car am i covered? similarly, if i go and buy a 2nd hand car to 'do up' am i insured to drive it back to my home? my insurance is due for renewal in a few weeks time and i have seen quotes that list (car insurance cover)

Does car insurance cover expenses results of a car accident drive instruction permit?

if fault is yours for accident and you hit a car then does your insurance company pay for the damages ? i know it was silly to drive alone but i had an exam and nobody around to come with me. car is mine which is salvage now. now the (car insurance cover)

What repairs will my car insurance cover?

i never had car insurance or a car untill just recently so i do not know what good my insurance is, its just liability, the cheapest their is. how do i know if my car insurance will cover this repair?. you need to get the explained from the place where (car insurance cover)