What do you put on a car insurance quote when your penalty has expired?

i had a penalty for 3 years that ran out in 2008 but when i look for insurance they ask for any penalty for the past 5 years. Do i say yes even though it expired in 2008?"

Responses:

Yes, you must. If you do not declare it they will find out if you have to make a claim in the next year. And you will render yourself uninsured by failing to disclose. Now, I am not a blue - eyed boy and the day was where I would have risked it - but everything's computerised now and it takes them a mere second or two to look up your entire driving history - old insurance details, MoT's to cars in your possession, driving record. it's just silly to take any risk. What happens if you kill someone in an own - fault accident? No insurance? Â£1m claim value? You're screwed for life for the sake of trying to avoid a 'possible' loading of 10% on your insurance premium. In fact, if it was only a 3 year endorsement 3 points?, then there would be no loading whatsoever. Get the idea out of your head - it's not worth it. And I will tell you something else they do - they 'rely' upon you supplying correct information when they take your money. They do not check any details. When the claim comes, however, they run a fine - toothed comb through everything; looking for that tiny detail that renders your insurance void. They will only find out when they go looking
Tell the absolute truth or if you have an accident They will not pay if you have a claim they will investigate everything
You tell them everything the ask for as they are interested only in what has happened in the last 5 years regardless of what has expired. The normally ask for the offence code, date of offence fine and ban if any - all of that will remain on your licence until at least 4 years from the date you committed the offence. Whilst it is expired in terms of the DVLA totting up procedure if you fail to tell your insurer then they can make the insurance invalid in the event of a claim. When a claim is made they will want to see the licence

Tags: event, offence, mot, history, computerised

Follow this dicussion..

Related Images:

Knowledge Base

What type of new car dealership can you make the most money selling cars?

i am a very good salesman. i am about to look for a job at a new car lot. i have never been a car salesman, but have alot of experience buying cars. i am not looking for opinions on car salesmen, only facts about which is the best dealerships (buying cars)

can you rig your engine to get better gas mileage

also, the car maker chrysler, has no technical support of any improvement features but. that easy, it would be common knowledge by now, given the current uproar over gas prices. a gallon of gas only has so much energy in it. there's nothing you can do to your engine to (car price comparison)

Can deduct interest froman auto loan on taxes?

i have 20 % intrest rate on my auto loan. yes i had credit troubles in the past anyway i paid nearly 2000. 00 in interest last year is that deductable? i know i can use my mortgage interest. but i was curious about the auto loan. not any more. (best car)

Related Images:

Knowledge Base: Car Insurance

is not it time we stopped asking meerkats to compare car insurance?

i saw meerkat on the tv and he seemed pretty peed off that we keep going to him to compare our car insurance. to think his ancestors went all the way from the kalhari desert to russia just for us to keep typing meerkat instead of market. awwww i thin (car insurance cover)

Does car insurance cover for shattered side window?

my car got vandalized this morning and someone broke my backside window. not the big one but the small triangular window that does not slide down. will my insurance company cover for the damage or do i have to pay out of my pocket? how much will it cost for (car insurance)

What do you put on a car insurance quote when your penalty has expired?

i had a penalty for 3 years that ran out in 2008 but when i look for insurance they ask for any penalty for the past 5 years. do i say yes even though it expired in 2008?". tell the absolute truth or if you have an accident they will (auto insurance)

Can a 19 year old get cheap car insurance on a 20 plus year old muscle car. ?

o. k. i know these cars are expensive to insure in most cases but i am wondering if there is any possible way i can get "cheap" insurance on such a car. there is also the fact that this will be a "daily driver". also if anyone knows if a (car insurance)

I got a car insurance quote from State Farm that?

is double that of the quotes i got online from brokers. is it better to go with state farm or one of the cut rate insurance companies? i mean in the event of an accident and getting paid. i also rent a lot of cars and will be using the (car insurance)

Related Images:

Knowledge Base: Car Insurance Quote

I got a car insurance quote from State Farm that?

What do you put on a car insurance quote when your penalty has expired?

what exactly is a car insurance quote?

literally, is it a quote? what is it?! i feel pretty darn stupid for asking this question. but you know, it's annoying the shiz outta me. it's an estimate of what your premium may be based upon basic information you provide an insurance company. the quote may increase or decrease (car insurance quote)

how can i get a lower car insurance quote?

im looking for cheap car insurance. im 16 and i have a 1994 oldsmobile bravda and im trying to get cheap insurance. i have gotten quotes from several insurance companys and wanted to know if there is a way i can make it lower. go to geico duhhhh. do not (car insurance quote)